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  1. Home
  2. /Authors
  3. /Prakhar Verma
PV

Prakhar Verma

Prakhar is a backend engineer focused on risk, data, and financial systems at KreditBee in Bengaluru. He works with Python, FastAPI, SQL, Redis, and AWS to build services that process and secure financial reports at scale. An NIT Jamshedpur alum (2024), he writes WhatIsWiki explainers on fintech, backends, and practical engineering topics.

Expertise: Backend engineering, Fintech & risk systems, Python / FastAPI, AWS & data services

  • Backend / Software Engineer, KreditBee (Dec 2024–present)
  • NIT Jamshedpur (2024)
  • Former Software Engineer, Fristine Infotech
  • Former PG Representative, NIT Jamshedpur

Articles by Prakhar Verma

  • ChatGPT in 2026: GPT-5.6 Update, Free vs Paid, and How to Use It Effectively — Technology explainer cover
    PVPrakhar Verma·Technology·Aug 1, 2026

    ChatGPT in 2026: GPT-5.6 Update, Free vs Paid, and How to Use It Effectively

    ChatGPT is OpenAI's AI chatbot. As of July 2026 it includes the GPT-5.6 family (Sol, Terra, Luna), while most everyday chats still default to GPT-5.5 Instant.

    5 min read·Beginner
    • artificial-intelligence
    • conversational-ai
  • iPhone Fold Release Date 2026: Price, Specs & Crease-Free Display — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 31, 2026

    iPhone Fold Rumors 2026: Price, Specs & Release Date for Apple's First Foldable

    iPhone Fold release date rumors point to September 2026 alongside iPhone 18 Pro, starting above $2,000, with a rumored crease-free book-style display from Samsung Display.

    4 min read·Beginner
    • smartphone
    • Iphone
  • iPhone 18e Release Date 2027: Price, Specs & Dynamic Island Rumors — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 31, 2026

    iPhone 18e Rumors: Price, Dynamic Island & Spring 2027 Release Date

    The iPhone 18e is rumored for spring 2027 with the standard iPhone 18. Headline leak: Dynamic Island may finally replace the notch — plus A20 chip and possible $649–$699 pricing.

    3 min read·Beginner
    • release-date
    • Iphone
  • iPhone 18 (Standard Model): Rumored Specs, Price & Spring 2027 Release Date — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 31, 2026

    iPhone 18 (Standard Model): What's Rumored, and Why You'll Wait Longer for It

    The standard iPhone 18 is rumored for spring 2027 (not September 2026 with the Pros), with an A20 chip and ~$799–$899 pricing. Apple has not confirmed specs or dates.

    4 min read·Beginner
    • release-date
    • Iphone
  • iPhone 18 Pro Rumored Features: Under-Screen Face ID, Camera & Design Changes — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 31, 2026

    iPhone 18 Pro Rumored Features: What's Actually Changing, and What's Still Disputed

    iPhone 18 Pro rumors center on under-screen Face ID, a variable-aperture camera, LTPO+ displays, and a 2nm A20 Pro chip. Apple has not confirmed any of these features.

    5 min read·Beginner
    • Iphone
    • Apple
  • iPhone 18 Pro Release Date 2026: Rumored September Launch & 2027 Delay — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 31, 2026

    iPhone 18 Pro Release Date: Why the Standard iPhone 18 Is Delayed to 2027

    iPhone 18 Pro and Pro Max are rumored for September 2026; the standard iPhone 18 and 18e may not arrive until spring 2027. Apple has not confirmed the split.

    3 min read·Beginner
    • release-date
    • Iphone
  • iPhone 18 Pro Price Speculation 2026: $0–$400 Hike Explained — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 31, 2026

    iPhone 18 Pro Price Speculation 2026: Will It Really Cost More?

    iPhone 18 Pro price speculation for 2026 spans flat pricing to a $100–$400 hike. Here's why IDC, Jeff Pu, and supply-chain leaks disagree — and what to watch before September.

    5 min read·Beginner
    • smartphone
    • Iphone
  • CEDIA Expo 2026 Denver: Dates, Venue & What to Know — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 30, 2026

    CEDIA Expo 2026 Denver: Dates, Registration, and What's New This Year

    CEDIA Expo returns to Denver September 1–4, 2026 — education conference Sept 1–3, exhibit hall Sept 2–4 — with 14,000+ pros and 300+ brands expected.

    4 min read·Beginner
    • automation
    • trending
  • TechCrunch Disrupt 2026: Dates, Venue & What to Know — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 30, 2026

    TechCrunch Disrupt 2026: What a Pass Costs, and Whether It's Actually Worth It

    TechCrunch Disrupt 2026 is October 13–15, 2026 at Moscone West in San Francisco. Passes run from $199 (Expo+) to $899 (Investor). Here's what each tier unlocks and who shouldn't bother.

    5 min read·Beginner
    • trending
    • techcrunch-disrupt
  • Tokyo Game Show 2026: Dates, Venue & What to Know — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 30, 2026

    Tokyo Game Show 2026 Runs Five Days for the First Time in 30 Years — Here's How to Play It

    Tokyo Game Show 2026 runs September 17–21 at Makuhari Messe — five days for the first time in 30 years. Business days are Sept 17–18; public days are Sept 19–21.

    4 min read·Beginner
    • trending
    • tokyo-game-show
  • Web Summit Qatar Regional Qualifiers 2026: Dates, Venue & What to Know — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 30, 2026

    "Web Summit Qatar Regional Qualifiers": What's Real, and How Startups Actually Get In

    Web Summit Qatar has no standalone "regional qualifiers" event. The 2026 edition ran February 1–4 in Doha with 1,600+ startups; startups enter via the official startup programme and PITCH.

    4 min read·Beginner
    • trending
    • web-summit-qatar
  • HIMTEX Hyderabad 2026: Dates, Venue & What to Know — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 30, 2026

    HIMTEX 2026 Hyderabad: Trade-Only Entry, Hall Layout and What's Actually on the Floor

    HIMTEX 2026, the 9th Hyderabad International Machine Tool & Engineering Expo, runs 20–24 August 2026 at HITEX Exhibition Centre. Entry is restricted to business visitors; under-18s are not allowed.

    5 min read·Beginner
    • robotics
    • trending
  • Samsung Galaxy S25 Ultra: What You Need to Know — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Samsung Galaxy S25 Ultra: What You Need to Know

    The Samsung Galaxy S25 Ultra is one of the most anticipated smartphones of the year. Here's everything you need to know about its features, release date, and more.

    3 min read·Intermediate
    • trending
    • samsung-galaxy-s25-ultra
  • What Is World Padel League Season 4? — Next.js explainer cover
    PVPrakhar Verma·Next.js·Jul 29, 2026

    What Is World Padel League Season 4?

    Get to know the World Padel League Season 4, its format, and where it's played.

    3 min read·Beginner
  • Spain Vs Argentina Comparison — Next.js explainer cover
    PVPrakhar Verma·Next.js·Jul 29, 2026

    Spain Vs Argentina Comparison

    Get the latest information on the Spain vs Argentina comparison, including key features, FAQs, and expert insights.

    3 min read·Intermediate
    • soccer
    • football
  • Flash Flood Risk: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Flash Flood Risk: Features, Updates & More

    Discover the risks associated with flash floods, their causes, and how to stay safe during these events.

    3 min read·Beginner
    • flash-flood-risk
    • flood-safety
  • Ashok Sharma: Features, Updates & More — Next.js explainer cover
    PVPrakhar Verma·Next.js·Jul 29, 2026

    Ashok Sharma: Features, Updates & More

    Discover the latest information, features, and updates about Ashok Sharma.

    3 min read·Beginner
    • ashok-sharma
    • indian-television-actor
  • Gpt: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Gpt: Features, Updates & More

    Gpt is a powerful language model developed by OpenAI, capable of generating human-like text.

    3 min read·Beginner
    • ai
    • gpt
  • Claude: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Claude: Features, Updates & More

    Claude is an AI model designed to assist with various tasks, from answering questions to generating text. Learn more about its features, updates, and how it works.

    3 min read·Beginner
    • natural-language-processing
    • ai
  • Skip: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Skip: Features, Updates & More

    Discover the ins and outs of skip, including its features, updates, and more.

    3 min read·Beginner
    • rest-api
    • frontend-development
  • England Vs Argentina Comparison — Next.js explainer cover
    PVPrakhar Verma·Next.js·Jul 29, 2026

    England Vs Argentina Comparison

    A comprehensive comparison of England and Argentina, covering their football history, strengths, and weaknesses.

    3 min read·Intermediate
    • football
    • european-championship
  • Ai: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Ai: Features, Updates & More

    Artificial intelligence (AI) is a broad field of computer science that focuses on creating intelligent machines that can perform tasks that typically require human intelligence.

    3 min read·Beginner
    • machine-learning
    • natural-language-processing
  • Argentina Vs Switzerland Comparison — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Argentina Vs Switzerland Comparison

    Argentina vs Switzerland: A comparison of the two teams, their strengths, weaknesses, and what fans can expect from their matches.

    3 min read·Intermediate
    • football
    • fifa-world-cup
  • Poki Games: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Poki Games: Free Online Games, No Download or Login Required (2026 Guide)

    Poki is a free browser gaming platform with 1,500+ HTML5 games, no download or login required, used by 100M+ monthly players.

    4 min read·Beginner
    • poki-games
    • online-games
  • France Vs England Comparison — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    France Vs England Comparison

    France vs England is a highly anticipated matchup between two of the world's top football teams.

    3 min read·Intermediate
    • football
    • france
  • France Vs Spain Comparison — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    France Vs Spain Comparison

    France and Spain are two of the most prominent teams in international football, with a rich history of competition between them.

    3 min read·Intermediate
    • fifa
    • world-cup
  • Pw: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Pw: Features, Updates & More

    Discover the latest features, updates, and information about pw.

    3 min read·Beginner
    • password-manager
    • password-security
  • Weather: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Weather: Features, Updates & More

    Weather refers to the atmospheric conditions that exist in a particular place at a particular time.

    3 min read·Beginner
    • weather
    • atmosphere
  • Xxxxl Size 18: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Xxxxl Size 18: Features, Updates & More

    Discover the characteristics, applications, and benefits of xxxxl size 18.

    3 min read·Beginner
    • clothing
    • textiles
  • Weather Tomorrow: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Weather Tomorrow: Features, Updates & More

    Get the latest weather forecast for tomorrow, including updates, features, and expert insights.

    3 min read·Beginner
    • weather
    • forecast
  • Pinterest: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Pinterest: Features, Updates & More

    Discover the world of Pinterest, a visual discovery and planning website that's revolutionizing the way we find and share ideas.

    3 min read·Beginner
    • social-media
    • visual-content
  • Cricket: Features, Updates & More — Next.js explainer cover
    PVPrakhar Verma·Next.js·Jul 29, 2026

    Cricket: Features, Updates & More

    Cricket is a popular team sport played with a bat and ball. Learn about its history, rules, and key features.

    3 min read·Beginner
    • sports
    • cricket
  • Yt: Features, Updates & More — Technology explainer cover
    PVPrakhar Verma·Technology·Jul 29, 2026

    Yt: Features, Updates & More

    Discover the world of yt, its features, updates, and more.

    3 min read·Beginner
    • yt
    • video-sharing
  • A diagram showing the request-response cycle of HTTP
    PVPrakhar Verma·Technology·Jul 29, 2026

    What Is HTTP?

    HTTP, or Hypertext Transfer Protocol, is the foundation of data communication on the internet.

    3 min read·Beginner
    • web-development
    • http
  • A simple diagram showing the structure of a JSON object
    PVPrakhar Verma·Technology·Jul 29, 2026

    What Is JSON?

    JSON, or JavaScript Object Notation, is a simple and efficient format for exchanging data between systems, applications, and languages.

    3 min read·Beginner
    • web-development
    • programming-languages
  • A diagram showing the difference between GraphQL and REST API
    PVPrakhar Verma·Technology·Jul 29, 2026

    What Is GraphQL?

    GraphQL is a query language for APIs that allows for more flexible and efficient data retrieval.

    3 min read·Beginner
    • web-development
    • api
  • A diagram showing the basic components of a REST API, including the client, server, and resources.
    PVPrakhar Verma·Technology·Jul 29, 2026

    What Is REST API?

    REST API is an architectural style for designing networked applications, emphasizing simplicity, flexibility, and scalability.

    3 min read·Beginner
    • web-development
    • rest-api
  • A simple diagram showing how an API facilitates communication between a client application and a server.
    PVPrakhar Verma·Technology·Jul 29, 2026

    What Is API?

    APIs enable data exchange and functionality sharing between applications, services, and systems.

    3 min read·Beginner
    • api
    • software-development
  • A screenshot of a website built with Tailwind CSS, showcasing its custom design and responsive layout.
    PVPrakhar Verma·Technology·Jul 29, 2026

    What Is Tailwind CSS?

    Tailwind CSS is a utility-first CSS framework that enables developers to create custom user interfaces efficiently.

    3 min read·Intermediate
    • tailwind-css
    • css-framework
  • A screenshot of the Ubuntu desktop environment, with a user-friendly interface and a range of pre-installed applications.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Ubuntu?

    Ubuntu is a popular operating system that is free to use and distribute, known for its user-friendly interface and robust security features.

    3 min read·Beginner
    • linux
    • operating-system
  • A screenshot of a Linux desktop environment, such as Ubuntu or Linux Mint.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Linux?

    Linux is a free, open-source operating system that powers a wide range of devices, from smartphones to supercomputers.

    3 min read·Beginner
    • linux
    • operating-system
  • A diagram showing the stages of CI/CD, including continuous integration, continuous testing, continuous deployment, and continuous monitoring.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is CI/CD?

    CI/CD is a software development approach that focuses on frequent delivery of updates through automation.

    3 min read·Beginner
    • software-development
    • devops
  • A diagram showing the collaboration between development and operations teams in a DevOps environment.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is DevOps?

    DevOps is a culture and practice that aims to bridge the gap between software development and IT operations.

    3 min read·Beginner
    • software-development
    • devops
  • A diagram showing the architecture of a Kubernetes cluster
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Kubernetes?

    Kubernetes is a platform for deploying, managing, and scaling containerized applications, simplifying the process of managing complex systems.

    3 min read·Intermediate
    • containerization
    • devops
  • A diagram showing the Docker architecture, including containers, images, and the Docker engine.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Docker?

    Docker is a platform that enables developers to package, ship, and run applications in containers.

    3 min read·Beginner
    • software-development
    • containerization
  • A screenshot of the GitLab dashboard, showing its various features and tools.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is GitLab?

    GitLab is a platform that combines version control, issue tracking, and project management to facilitate collaborative software development.

    3 min read·Beginner
    • version-control
    • gitlab
  • A screenshot of the GitHub dashboard, showing a list of repositories and collaborators.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is GitHub?

    GitHub is a platform that enables developers to collaborate and share code.

    3 min read·Beginner
    • software-development
    • version-control
  • A diagram showing the basic workflow of Git, including local and remote repositories.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Git?

    Git is a free, open-source version control system that allows developers to track changes in their codebase.

    3 min read·Beginner
    • version-control
    • git
  • A diagram showing how a CDN works, with edge servers and an origin server.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is CDN?

    A CDN is a network of servers that speeds up the delivery of web content by caching it at multiple locations around the world.

    3 min read·Beginner
    • content-delivery-network
    • cdn
  • A diagram showing the hierarchy of DNS servers and resolvers
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is DNS?

    The Domain Name System (DNS) is a critical component of the internet, enabling users to access websites using easy-to-remember domain names instead of difficult-to-remember IP addresses.

    3 min read·Beginner
    • dns
    • domain-name-system
  • A diagram showing the difference between HTTP and HTTPS, with a lock icon representing the encryption used in HTTPS.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is HTTPS?

    HTTPS, or Hypertext Transfer Protocol Secure, is a protocol used for secure communication over the internet.

    3 min read·Beginner
    • http
    • https
  • A diagram showing the HTTP request-response cycle
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is HTTP?

    HTTP is a fundamental protocol for the internet, enabling communication between devices.

    3 min read·Beginner
  • A diagram showing the structure of an XML document, with tags and attributes labeled.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is XML?

    XML is a markup language used for storing and transporting data.

    3 min read·Beginner
    • xml
  • A simple diagram showing the structure of a JSON object
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is JSON?

    JSON, or JavaScript Object Notation, is a simple, text-based data format used for exchanging data between web servers, web applications, and mobile apps.

    3 min read·Beginner
    • javascript
    • json
  • A diagram showing the difference between REST and GraphQL API architecture styles
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is GraphQL?

    GraphQL is a query language for APIs that enables more flexible and efficient data retrieval, improving performance and reducing overhead.

    3 min read·Beginner
    • api
    • graphql
  • A diagram showing the basic components of a REST API
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is REST API?

    REST API is an architectural style for designing networked applications, emphasizing simplicity, flexibility, and scalability.

    3 min read·Beginner
    • web-development
    • rest-api
  • A diagram showing the interaction between a client and a server through an API
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is API?

    APIs are crucial for software development, enabling different applications to exchange data and services.

    3 min read·Beginner
    • web-development
    • api
  • A screenshot of the Tailwind CSS documentation website, showing the available classes and configuration options.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Tailwind CSS?

    Tailwind CSS is a utility-first CSS framework for building custom user interfaces. It allows developers to write more concise and maintainable CSS code.

    3 min read·Beginner
    • css
    • frontend
  • A screenshot of the Bootstrap website, showing the framework's components and customization options.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Bootstrap?

    Bootstrap is a popular front-end framework for building responsive and mobile-first web applications.

    3 min read·Beginner
    • web-development
    • responsive-design
  • A simple diagram showing the Svelte compiler and its output
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Svelte?

    Svelte is a lightweight JavaScript framework used for building user interfaces and web applications.

    3 min read·Beginner
    • javascript
    • web-development
  • A screenshot of a Vue.js application, with a complex and dynamic user interface.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Vue.js?

    Vue.js is a JavaScript framework for building user interfaces and single-page applications.

    3 min read·Beginner
    • javascript
    • framework
  • A screenshot of an Angular application, with a complex and scalable user interface.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Angular?

    Angular is a popular JavaScript framework for building complex web applications.

    3 min read·Intermediate
    • javascript
    • web-development
  • A diagram showing the architecture of a Node.js application
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Node.js?

    Node.js is a JavaScript runtime environment that enables developers to create scalable and fast server-side applications.

    3 min read·Beginner
    • javascript
    • nodejs
  • A screenshot of a Next.js application
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is Next.js?

    Next.js is a React framework for building high-performance web applications.

    3 min read·Beginner
    • javascript
    • web-development
  • A diagram showing the React component lifecycle
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is React?

    React is a JavaScript library for building user interfaces, used for developing complex, interactive web and mobile applications.

    3 min read·Beginner
    • javascript
    • react
  • a screenshot of a code editor with TypeScript syntax highlighting
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is TypeScript?

    TypeScript is a programming language that helps developers catch errors early and improve code maintainability, thus making it a popular choice for large and complex applications.

    3 min read·Beginner
    • javascript
    • web-development
  • A screenshot of a web page with interactive JavaScript elements
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is JavaScript?

    JavaScript is a high-level, dynamic, and interpreted programming language used for client-side scripting on the web.

    3 min read·Beginner
    • javascript
    • web-development
  • A screenshot of a web page with a complex layout, showcasing the use of CSS for styling and layout.
    PVPrakhar Verma·Technology·Jul 28, 2026

    What Is CSS?

    CSS is a fundamental language for web development, used to style and layout web pages.

    3 min read·Beginner
    • css
    • web-development